NO BRIDGES OUT!!! This WATERFRONT GEM with 4 GENEROUS LOTS PLUS 162 feet of seawall also has 3 CAR GARAGE in non deed restricted community of Harbor Heights, just a MERE SECONDS TO WIDE OPEN WATER of the PEACE RIVER AND GULF! This 3/2/2 is delightful and spacious, having an extra long driveway for parking and NEW ROOF to thoroughly enjoy. With a welcoming covered and screened front patio , perfect for cross breezes, you are instantly greeted with a trendy etched glass front door accented with etched glass side panels into its natural lit formal foyer once stepping inside. This newer split plan home has a spacious family room and cozy gas fireplace that'll enhance any seasonal chill. Wide galley kitchen boasts corian countertops, convenient breakfast bar, pass thru, stainless appliances including a GAS STOVE, rich maple cabinetry including pantry , nice under lighting and is just perfect for easy entertaining. A separate dining room currently doubling as family room has complimentary concave window adding character and light plus there is a breakfast nook, lots of options with the pocketing slider leading to the extended back screened lanai overlooking the canal. SERENE AND PRIVATE, the large master bedroom also has private patio access through french doors, with beautiful tray ceiling, double walk in closets with ensuite master bath. Jetted tub, private commode, dual sinks, plus lovely oversized tiled shower awaits! Both guest bedrooms share a pretty middle pool bath and have big walk in closets so company will be most comfortable for both long and short stays. Morning or night, enjoy coffee or your favorite adult beverage lounging lavishly overlooking the picturesque canal from the extended L shaped screened patio alone or with all your family and friends. BRING YOUR FISHING POLES AND A BOAT, there is also a dock and of course a 3 CAR GARAGE FOR ALL YOUR TOYS TOO! A 160 foot well is here for irrigation and has a brand new pump this year , hurricane panels for protection and new A/C 2019. EXTRA LONG 162 foot seawall, was stabilized 5 years ago with Eurothane pumped behind it with a 10 year warranty for extra peace of mind. WONDERFUL LOCATION, close to specialty dining, boutique shopping , Pg airport, Sunseeker resort, historic walking downtown of Punta Gorda and hospitals, and NO HOA necessary. Plus the Charlotte Harbor Water Association has recently upgraded the community's water distribution system with new piping at no expense to property owners conveniently located just a mile from the newly renovated 8 ACRE HARBOR HEIGHTS PARK. The park is maintained by Charlotte County and fully accessible to residents and includes a PUBLIC BOAT RAMP, bbq areas, playground, day docks, pavilion, basketball and shuffleboard courts, as well as lighted tennis and pickleball courts, horseshoe pits, and a butterfly garden. The boat ramp offers access to the Peace River, Blueway Trails, Charlotte Harbor, and the Gulf of Mexico! Location, amenities, serenity and a big SALTWATERFRONT home holds the keys to your Florida dream come true. . . DONT DELAY, make your appointment to see this fantastic home today!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $391 | $391 | $391 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $2,924 | $3,711 |
Total Monthly Payment | $3,410 | $3,407 | $4,194 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.