Welcome to 4 Ocean Trace Road! Unit 119 in St. Augustine Beach and Tennis Club is a charming 2-bedroom, 2-bathroom condo offering the perfect blend of comfort and convenience right on the beach. Situated on the first floor, this updated unit boasts a fresh, modern interior and comes fully furnished, so you can start enjoying the coastal lifestyle immediately. Just steps outside your door is a boardwalk offering direct beach access, perfect for morning strolls. The community features two pools, a fitness center and eight well-maintained clay tennis courts for sports enthusiasts. Whether you’re in search of a peaceful retreat, a vibrant beachside escape, or a lucrative investment property, this complex offers something for everyone. Inside the condo, you’ll find a thoughtfully updated space that seamlessly blends style and functionality. The open floor plan creates a welcoming atmosphere, while the updated finishes ensure a contemporary, move-in-ready experience. Enjoy the simplicity of beachside living with easy access to fantastic local dining like the Purple Olive, Terra & Acqua, Stir It Up and the Beachcomber. Grab a coffee at Kookaburra, or play mini golf at Fiesta Falls—all just a short distance away. This is more than just a condo; it's a lifestyle opportunity. Embrace the serene surroundings, resort-like amenities, and the charm of St. Augustine Beach. Don’t miss your chance to own a piece of paradise in one of the most desirable locations on the coast. Call today to schedule your private viewing!
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Our Executive Mortgage Banker:
Our Insurance Division:
$519,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $415,920 | $415,920 | $415,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.616% | 7.055% | 6.256% |
Monthly Tax Payment | $548 | $548 | $548 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,802 | $2,732 | $3,508 |
Total Monthly Payment | $3,442 | $3,372 | $4,148 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.