Another beautiful new construction home by one of Long Island's most coveted construction companies, Modern Age Home Builders! 2350 Shipyard Ln features a European style modern design home with the first and second floor totaling 4, 000 sq ft. with a detached oversized 2 car garage (with an electric car charger), all sitting on over 1. 5 acres of land. The property offers the possibility to join the Summit Estates Homeowners Association which includes access to the private beach, picnic areas, and to-be-built tennis courts! The first floor consists of a large foyer that leads to an open and airy great room and kitchen which is perfect for entertaining guests and hosting gatherings. The great room has a linear gas fireplace, accented with a stunning, large format tile. The kitchen is finished with custom 2 stage cabinets, custom quartz countertops, and a top of the line 7-piece appliance package. There is also a living room, dining area, mudroom, half bath, and master ensuite. The second floor consists of a master ensuite, 3 secondary bedrooms, and 2 additional full bathrooms. Additionally, there is a study, laundry room (including a washer and dryer), as well as a loft which can easily be converted into an addition bedroom or anything else you desire! All closets are dressed with custom wood shelving and all bathrooms consist of custom cabinets, quartz countertops, and imported Italian tile. The master ensuite and loft each have their own balconies. The home also has a large, nearly 2, 000 sq ft, semi-finished lower level which is ready to use as is or you can truly make it your own. The basement will be delivered with insulated laminate floors throughout, as well as drape wall insulation and a fully finished bathroom! It has large egress windows that allow for natural light, perfect for finishing. There are two covered patios in the back along with a 20' x 40' inground swimming pool and just steps from the beach!, Additional information: Interior Features: Lr/Dr
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $2,399,200 | $2,399,200 | $2,399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.844% | 6.597% | 6.158% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $14,001 | $15,165 | $20,246 |
Total Monthly Payment | $14,126 | $15,290 | $20,371 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.