550 Reef Road, Fairfield (Beach), CT, 06824 | $1,499,000

Better than new FEMA compliant beach area home on cul-de-sac! Completely rebuilt from the studs out by local custom builder, Beachwalk Homes LLC, this stunning home has it all! Beautifully designed throughout, it features a gorgeous kitchen with high-end appliances, a large island, and quartz countertops. The family room, complete with a cozy fireplace and sliders to the patio, flows seamlessly into the open dining area and kitchen. On the main floor, you'll find a home office with French doors, a spacious and elegant primary bedroom with a full bath, a large walk-in closet, and vaulted ceilings with sliders leading out to the expansive private patio. There's also a half bath and laundry on this level for added convenience. The second level boasts two charming bedrooms and a full bath. A mudroom leads to the space above the garage, where you'll find a lovely bedroom, a full bath, and a bonus room featuring built-ins, a wet bar, and a beverage refrigerator. This area could serve as a perfect in-law suite, Au Pair, or teen retreat. Situated on a level lot, the backyard includes an amazing patio, ideal for year-round entertaining-whether it's hosting parties or watching football games! Professionally landscaped and perfectly situated just a few blocks from the beach, town and the train. This home is truly the gem you've been waiting for.

Features

  • Town: Fairfield
  • Rooms: 9
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Laundry: Main Level
  • Style: Cape Cod,Colonial
  • Year Built: 1953
  • Garage: 1-car Attached Garage,Paved
  • Heating: Gas on Gas,Hot Air,Zoned
  • Cooling: Central Air
  • Basement: Crawl Space,Hatchway Access,Interior Access,Concrete Floor
  • Above Grade Approx. Sq. Feet: 2,320
  • Acreage: 0.15
  • Est. Taxes: $13,540
  • Lot Desc: Level Lot
  • Elem. School: Roger Sherman
  • Middle School: Roger Ludlowe
  • High School: Fairfield Ludlowe
  • Appliances: Gas Range,Microwave,Refrigerator,Dishwasher,Washer,Electric Dryer,Wine Chiller
  • MLS#: 24046296
  • Days on Market: 25 days
  • Buyer Broker Compensation: 2.00%
  • Website: https://www.raveis.com
    /mls/24046296/550reefroad_fairfield_ct?source=qrflyer
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Room Information

Type DescriptionLevel
Bedroom 1 Remodeled,Hardwood FloorUpper
Bedroom 2 Upper
Bedroom 3 Remodeled,Hardwood FloorUpper
Dining Room Remodeled,Hardwood FloorMain
Family Room Remodeled,Fireplace,Patio/Terrace,Sliders,Hardwood FloorMain
Full Bath Upper
Kitchen Remodeled,Quartz Counters,Island,Pantry,Hardwood FloorMain
Office Remodeled,French Doors,Hardwood FloorMain
Primary BR Suite Remodeled,Vaulted Ceiling,Full Bath,Patio/Terrace,Walk-In Closet,Hardwood FloorMain

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Fowler Sakey & TeamSales Associates

203.521.1119

FSteam@Raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Jorge L RiveraVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 12303

203.913.1633

Jorge.Rivera@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

550 Reef Road, Fairfield (Beach), CT, 06824

$1,499,000

Fowler Sakey & Team

Sales Associates

William Raveis Real Estate

Phone: 203.521.1119

FSteam@Raveis.com

Jorge L Rivera

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.913.1633

Jorge.Rivera@Raveis.com

NMLS Mortgage Loan Originator ID 12303

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,199,200 $1,199,200 $1,199,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 6.250% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.850% 6.360% 5.930%
Monthly Tax Payment $1,128 $1,128 $1,128
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,715 $7,384 $9,958
Total Monthly Payment $7,968 $8,637 $11,211

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.