Welcome to your next home or great investment property. This home has been rented consistently for many years, currently at $2950/month. Due to this, the home has not been updated and this is reflected in the price so you can put your own touches in the kitchen, bathrooms and flooring if you choose. The home is currently renter-occupied so please do not bother them, but contact me to set up an appointment to view the home. AVAILABLE OCTOBER 1st. The living room, dining room and kitchen pictures are current, but so as not to invade the renter's privacy too much, any others are from prior to their move in and are brought in from a prior rental listing. The original upstairs loft was changed into a 4th bedroom by one of our lease option renters, but could be changed back if a 4th bedroom is not needed. Roof was replaced in mid 2018. New hot water heater and pool pump in 2023 and pool filter cartridge and housing in 2024. Home is under a home warranty for the next year and is transferrable to the new owner. Nestled in Seminole County just north of the City of Orlando, Oviedo has been consistently rated in the Top 50 Best Places to Live in the United States of America (See Money Magazine ranking).
When I bought this home as a single parent, I loved the safety of being on a low traffic cul de sac, with a very private pool and large fenced backyard. Later, when I remarried and needed more space for my husband’s workshop, it has been a very lucrative rental as it's close to shopping, restaurants and the expressway, and has everything a family would need in a great area for schools as well as being a very safe neighborhood with nice neighbors.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$465,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $372,000 | $372,000 | $372,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $408 | $408 | $408 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,538 | $2,472 | $3,164 |
Total Monthly Payment | $3,021 | $2,955 | $3,647 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.