Welcome to 1740 Whitney Avenue, a charming residence nestled in the heart of Hamden, CT. This exquisite home provides a perfect blend of classic appeal and modern convenience, providing a serene retreat while still being close to all the amenities you need. As you step inside, you'll be greeted by a spacious and light-filled living area with gleaming hardwood floors and an inviting fireplace, perfect for cozy gatherings or relaxing evenings. Adjacent to the living room is a versatile porch that is currently being used as a home office. The kitchen is a chef's delight, featuring updated appliances, ample counter space, making meal preparation a pleasure. The property boasts 3 bedrooms and 2. 5 bathrooms. Each room is thoughtfully designed to maximize comfort and functionality, with large windows that bring in natural light and views of the lush, landscaped yard. The attic is partially finished, potential for additional storage or extra living space. The basement provides a wealth of possibilities with additional living space, including a kitchen and bathroom. Outside, you'll find a beautifully maintained garden and a lovely patio area, ideal for outdoor entertaining or enjoying quiet moments in the fresh air. The home also features a garage for convenient parking and additional storage space. This property provides the perfect combination of elegance and practicality, making it an ideal choice for those seeking a sophisticated yet welcoming place to be home.
Type | Level |
---|---|
Bedroom 1 | Upper |
Bedroom 2 | Upper |
Dining Room | Main |
Living Room | Main |
Primary Bedroom | Upper |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $343,920 | $343,920 | $343,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.616% | 7.055% | 6.256% |
Monthly Tax Payment | $833 | $833 | $833 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,317 | $2,259 | $2,900 |
Total Monthly Payment | $3,225 | $3,167 | $3,808 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.