South of 28 and situated on a quiet sandy lane in West Chatham, this home is the perfect beach house just a short distance to both Barn Hill Landing and Hardings Beach. Recently renovated, the home exudes coastal style living and offers superbly designed indoor and outdoor spaces. The house welcomes with an open concept great room with cathedral ceilings, abundant light and a fireplace with shiplap finish work. The modern kitchen is open and airy with quartzite counters, floating wood shelves and a large island that adjoins a dining area. The sunny family room with double french doors to a deck offers comfort & privacy in the back. The main level is complete with a bedroom, full bath with laundry and an attached 1 car garage. Above is a generous sized master suite with a walk-in closet and expansive full bathroom as well as a roomy bunk room complemented by a full bath. The lower level is fully finished with shiplap and has great entertainment space, a cozy seating area with a TV, another full bathroom and bonus area. Outdoors is a large flagstone patio with an expansive stone fire pit offering a convivial gathering space for small or large groups, as well as a private outdoor shower. This is a fabulous location in walkable distance to Shop Ahoy Plaza, Barn Hill Landing, Oyster River Boatyard and Chatham Yacht Basin - providing convenient water access to Oyster Pond, Stage Harbor and Monomoy beaches. Hardings Beach is just over a mile away and Chatham shops and restaurants are easily accessible. Ideal as a low maintenance family home or attractive rental investment!
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet, Flooring - Hardwood | Main,First |
Bedroom 3 | Closet, Flooring - Hardwood | Second |
Kitchen | Flooring - Hardwood, Dining Area, Kitchen Island, Recessed Lighting, Gas Stove | Main,First |
Living Room | Bathroom - Full, Walk-In Closet(s), Flooring - Wood, Cable Hookup | First |
Master Bedroom | Bathroom - Full, Walk-In Closet(s), Flooring - Hardwood | Second |
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NMLS Mortgage Loan Originator ID 1020051
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,596,000 | $1,596,000 | $1,596,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.769% | 6.270% | 5.864% |
Monthly Tax Payment | $350 | $350 | $350 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $8,937 | $9,697 | $13,147 |
Total Monthly Payment | $9,412 | $10,172 | $13,622 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.