Seller is looking to make a deal and willing to contribute towards buyer’s closing costs or 2 to 1 rate buy down!! Cash, Conventional, FHA, VA, Seller financing (w/at least 60% down).
So come see your future dream home located in the heart of Deltona! This Spacious 3 bedroom and 2 bathroom on the lake has it all! Built in 2004 and recently remodeled between 2021-2022. This beauty features both a large screened in front porch & back patio. Fully updated kitchen with stone countertops, new appliances, reverse osmosis water filtration system at kitchen sink, remodeled bathrooms, Luxury Flooring, water softener system. 2 car attached garage, along with a rock pad that can accommodate 15+ cars, fit two large RVs, and/or any other toys! New roof also done just over a year ago! House has a fully built in wired surveillance system that can be accessed remotely, with no monthly subscription needed. Full turn key ready for ADT alarm system as well. Including glass break sensors on all windows/sliding doors. Conveniently located about 35 min from Orlando, and 35-40 min from Daytona & New Smyrna Beach.
(*Room dimensions are estimated. Buyer to confirm exact dimensions*)
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Our Executive Mortgage Banker:
Our Insurance Division:
$444,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $355,920 | $355,920 | $355,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $545 | $545 | $545 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,398 | $2,366 | $3,002 |
Total Monthly Payment | $3,018 | $2,986 | $3,622 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.