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31 Lower Welden Street, St. Albans City, VT, 05478 | $249,000
Welcome to this spacious and inviting 5-bedroom, 2-bathroom home located in the heart of Saint Albans City! Perfect for families or those looking for extra space, this home offers the ideal blend of comfort and convenience. Step inside to find a light-filled living room, central to the home that has plenty of space for furnishings. The oversized kitchen features ample counter space, making meal prep a breeze, and modern appliances. With five generously sized bedrooms, there’s plenty of room for a home office, guest room, or even playroom! The 1/2 bathroom is currently roughed for a shower, adding just a little more functionality to this great home. Outside, enjoy a private backyard perfect for summer barbecues or gardening, along with space for outdoor activities. A 10 year old metal roof, newer siding, and a newer furnace and on demand hot water heater take all of the large expenses out of the equation, you just need to add a creative touch! Conveniently located near local schools, parks, and the vibrant downtown area, you’ll enjoy easy access to shopping, dining, and recreational activities. Have a vision to make this a duplex? The floorplan is there, just needs those finishing touches! With its prime location and room to grow, this home is the perfect starter for anyone looking to settle in beautiful Saint Albans City.
Features
- Rooms: 8
- Bedrooms: 5
- Baths: 1 full / 1 half
- Style: Cape,Other
- Year Built: 1950
- Heating: Natural Gas,Steam
- Cooling: None
- Basement: Dirt Floor
- Approx Sq. Feet: 2,156
- Acreage: 0.27
- Est. Taxes: $5,317
- Lot Desc: Level
- Elem. School: St Albans City School
- Middle School: St. Albans City School
- High School: BFASt Albans
- School District: Franklin West
- MLS#: 5014220
- Website: https://www.raveis.com
/prop/5014220/31lowerweldenstreet_stalbanscity_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/21/2024Listing courtesy of Northern Vermont Realty Group Phone: 802-393-9069
Listing Agent: Aaron Scowcroft
William Raveis Family of Services
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
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Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
31 Lower Welden Street, St. Albans City, VT, 05478
$249,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $199,200 | $199,200 | $199,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
| Monthly Tax Payment | $443 | $443 | $443 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,325 | $1,324 | $1,680 |
| Total Monthly Payment | $1,843 | $1,842 | $2,198 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484