219 - 221 Church St, North Adams, MA, 01247 | $375,000

Your chance to own two homes with off street parking that also includes a yard all right downtown in North Adams. Walk to the downtown, Mass MoCA, MCLA and town parks and schools. The Main house will need updating but has all the incredible woodwork and facades from when it was originally built. Three full floors of living area and a huge walkout basement that needs the next owner's touch. Pictures will simply not capture the feel and craftsmanship in this elegant turn of the century home. The rear house is a two story cape built in 1988 that was once used as an assisted living home. It has 5 bedrooms and 5 and a half baths which makes this a perfect place to live while restoring the Main house or an incredible rental/Airbnb. The full basement lends itself to even more opportunities and

Features

  • Rooms: 16
  • Bedrooms: 10
  • Baths: 9 full / 1 half
  • Style: Cape,Victorian
  • Year Built: 1900
  • Garage: 2 Car
  • Heating/Cooling: Hot Water,Boiler,Pellet Stove,Multizone
  • Basement: Full,Walkout
  • Approx Sq. Feet: 4,574
  • Acreage: 0.27
  • Est. Taxes: $5,477
  • Elem. School: Colegrove Park
  • Middle School: Drury
  • High School: Drury
  • MLS#: 244467
  • Days on Market: 54 days
  • Website: https://www.raveis.com
    /prop/244467/219221churchst_northadams_ma?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of RE/MAX TRANSITIONS

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

219 - 221 Church St, North Adams, MA, 01247

$375,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $300,000 $300,000 $300,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.563% 7.159% 6.276%
Monthly Tax Payment $456 $456 $456
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,996 $1,994 $2,530
Total Monthly Payment $2,527 $2,525 $3,061

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.