NEW PRICE! Enjoy the charm of yesteryear updated with modern amenities! Arched doorways and coved ceilings in living room and dining area. This 2 bed/1ba w/ den or home office. . . you choose! 1 car garage (w/ washer and dryer hookups) located in the sought after brick streets neighborhood of Euclid St. Paul. Updated kitchen features newer Bosch appliances, including a Natural gas stove, built-in microwave, solid surface countertops, updated cabinetry. Note excellent use of corner cabinet lazy Susans - 2 of them -base cabinets. . . extra space for all your cooking items. . . . . French doors open from the kitchen to a pavered patio beneath a shady, vine-covered pergola for that morning cup of coffee, evening refreshments or dining al fresco. Creative and unique ceiling light fixtures add an artistic touch. Plantation shutters, and cloth blinds enhance the updated and energy efficient windows. Attractive and resilient wood-look laminate flooring. Lighted closets are a nice touch. The fully fenced back yard and professional landscaping add privacy to the list of desirable traits. Access to the back yard is from the alley via double gates. There is an electric garage door opener for entrance into the garage and parking pad just outside the garage for extra parking. Located a short distance to St. Paul’s School, minutes from I-275, and a short bike ride to vibrant downtown St. Pete, the Pier, and all the festivals and happenings. There is an active neighborhood association that encourages community involvement. Attic insulation had been updated to R38.
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Our Executive Mortgage Banker:
Our Insurance Division:
$495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $396,000 | $396,000 | $396,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $678 | $678 | $678 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,635 | $2,601 | $3,340 |
Total Monthly Payment | $3,388 | $3,354 | $4,093 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.