You can truly be part of the community with this 1880 Colonial home located in the heart of Troy. Set on 1. 5 acres, this stately home offers almost 3, 000 square feet of finished living space. You enter into the gracious kitchen with a peninsula offering great prep space as well as seating for 5-6, a pantry, and dining area with a 6’ slider leading to the deck. Beyond the dining area you’ll find a large laundry room with a hide-away ironing board and a ¾ bath with an oversized handicap-accessible tile shower. Bird lovers will enjoy watching flying friends come to the feeders from the comfort of the sunny enclosed porch just off the kitchen. Moving toward the front of the house is an office/den with built-in bar area and then the living room with sunlight streaming through the bay window. As you ascend the stairs the 14x21’ primary bedroom is to the right with a dream walk-in closet. Two additional bedrooms are opposite, and a ¾ bath is centrally located. Beyond the bath is 30x40’ of unfinished attic space ideal for storage. More storage space is available in the attached 3-bay garage/barn, which includes a small stable ideal for a workshop or storing large toys. The large yard offers some nice lawn area, perennial beds, and productive apple trees. There is a small section of the house leased to the USPS with 4 years remaining on the $700/month lease. This home is central to all town amenities and only 8 miles from Jay Peak Resort. Schedule a time to come see this lovely home.
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.616% | 7.055% | 6.256% |
Monthly Tax Payment | $398 | $398 | $398 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,151 | $2,097 | $2,692 |
Total Monthly Payment | $2,624 | $2,570 | $3,165 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.