Wonderful opportunity in desirable Amherst! This oversized Royal Barry Wills Cape home sits on a large, level, wooded lot and is set back from the road. Accessed from a long driveway, you have lots of privacy. You have 4 BRs, 2 full BAs, a 3/4 BA and a half bath. There are a total of 5 fireplaces. Large breezeway with fireplace and half-bath bridges the 2 car garage and the kitchen area and would make a great family room or den. Lovely kitchen with granite counters, updated appliances, and lovely light gray cabinets and tin backsplash. A generous dining room is just off the kitchen. Massive front-to-back living room with bay window and brick wood-burning fireplace. A small room with built-in bookshelves and desk area - perfect for a home office - rounds out the first floor. Upstairs you have 4 large bedrooms, including a primary with a nice en suite bath, good closet space, and even a fireplace. The lower level is partially finished, with a fireplaced family room and other finished rooms, as well as a bath and an unfinished storage/utility/laundry area. FHA heat with Central A/C. This large home is ready for your custom touches that will take it to the next level.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,920 | $519,920 | $519,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $998 | $998 | $998 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,159 | $3,159 | $4,109 |
Total Monthly Payment | $4,249 | $4,249 | $5,199 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.