No Bond -Welcome to this charming 2 Bedroom, 2 Bath home located in the THE VILLAGES OF SUMTER VILLA LA CRESCENTA, Open concept, Home features Ceramic Tile floors throughout the Living room, kitchen, hallway and guest bath, Kitchen has plenty of cabinets for storage, Space for breakfast nook, Counter space for eat in kitchen, Closet Pantry, Refrigerator, Gas stove, Dishwasher and Reverse Osmosis water filtration for home. Ceiling fans throughout home, Spacious Primary Bedroom 16'x12' with large walk-in closet with storage organizers, Primary bath has walk-in shower with glass doors. Second Bedroom 12' x12' has built-in closet, Both bedrooms have Laminate flooring. Living Room 13' x20' with dining area 10' x16', Guest bath was totally remodeled in 2019 and features Tube Solar lighting, Roof 2017, Hot water heater 2016, Just off living room features sliding doors that lead out to a brick paver patio. Front entry features screened in porch for relaxation. Garage features washer & Dryer hook up, Attic access for extra storage, Sliding screen doors which allow you to open Garage door and allow to cool but still protecting from the elements. Outside features mature landscaping, Roof gutters, Paver Driveway, Garage Coach lights and Light post
This is a gated golf community and Golf cart friendly. Great location close to Spanish Springs, Savannah Center, Shopping and Hospital. NO Bond. Come see this home before its gone.
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Our Executive Mortgage Banker:
Our Insurance Division:
$265,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $212,000 | $212,000 | $212,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $62 | $62 | $62 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,393 | $1,409 | $1,788 |
Total Monthly Payment | $1,530 | $1,546 | $1,925 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.