Welcome to this charming single-family home with an attached in-law suite, perfect for multi-generational living or use as a duplex for potential rental income. Nestled in a desirable Swanzey neighborhood, this property offers the best of both worlds—rural feel but with convenience to local amenities. Each unit features its own driveway, garage, and separate entrance, providing a sense of independence. With the potential for one-level living, this home is designed for easy accessibility. Set on a beautifully level 1. 1-acre lot, there’s plenty of outdoor space to enjoy. The main living area boasts a cozy fireplace in the living room, perfect for gathering on chilly evenings. Each side includes its own laundry room and mudroom for added convenience. With a total of 3 bedrooms and 2 baths, this home offers ample space and versatility. While the home is well-maintained, it could use your personal touch to bring it to its full potential with cosmetic updates. Don't miss the opportunity to own this unique and versatile property in one of Swanzey’s most sought-after neighborhoods!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $332,000 | $332,000 | $332,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $578 | $578 | $578 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,209 | $2,181 | $2,800 |
Total Monthly Payment | $2,862 | $2,834 | $3,453 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.