Charming 3-bedroom, 2-bath home with a 2-car garage, located in the sought-after Pine Grove Subdivision. This home features a functional split floor plan and a spacious living room with built-in plant shelves, adding a touch of character. The light and bright kitchen, complete with a breakfast bar, flows effortlessly into the dining area, leading out to an expansive Florida Room—perfect for entertaining. Ceramic tile flooring enhances all wet areas, ensuring easy maintenance. The primary bedroom offers an ensuite bathroom, and the interior laundry room adds convenience to daily living.
Step outside to enjoy the large fenced backyard, providing extra privacy and security, with two separate paved areas—one designed for family fun and the other ideal for a BBQ setup. The covered front porch offers a welcoming space to relax.
Conveniently located near New Town Center, offering easy access to Epic movie theater, schools, shopping malls, medical offices, hospitals, restaurants, and biking and exercise trails. With a 30-minute drive to both Daytona Beach and St. Augustine via I-95 and US-1, and just 15 minutes to Flagler Beach, this property offers the perfect blend of comfort and convenience. "
This home combines charm, functionality, and an excellent location, making it a perfect choice for your next move. Don’t miss out on this fantastic opportunity! Schedule your showing today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $222,400 | $222,400 | $222,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $329 | $329 | $329 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,480 | $1,461 | $1,876 |
Total Monthly Payment | $1,884 | $1,865 | $2,280 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.