15 Hamilton LANE, #7, Palm Harbor, FL, 34684 | $214,900

Here is the perfect, little piece of paradise for your retirement or vacation oasis! NO FLOOD ZONE! LOW HOA! Located in the serene, peaceful waterfront Village of Lake Tarpon. Enjoy this adult, active, golf cart community with a beautiful pool and boat dock and pier nestled along the shores of beautiful, breezy Lake Tarpon. Home features an open floor plan, 2 bedrooms, 2 bathrooms plus a large, enclosed Florida room where you can relax, enjoy watching the birds and the swaying palm trees. This wonderful little community features many amenities which include the resort style pool, shuffleboard, private boat ramp for residents and a clubhouse with library and pool tables. If you are seeking an active retirement community, this is it! Close to Beaches, Honeymoon Island, and the cute nearby fun towns of Dunedin, Tarpon Springs, Safety Harbor, Palm Harbor, Oldsmar which all feature many events, concerts, festivals, delicious restaurants and shopping. Also, this is not far from the beautiful beaches of Clearwater and not far to the Tampa or Clearwater airports.

Features

  • Amenities: Recreation Facilities
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Closet
  • Year Built: 1979
  • Garage: Covered, Driveway, Golf Cart Parking, Ground Level, Parking Pad
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,056
  • Acreage: 0.14
  • Est. Taxes: $576
  • HOA Fee: $104 Monthly
  • Lot Desc: Cleared, Level
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8303527
  • Days on Market: 54 days
  • Website: https://www.raveis.com
    /prop/TB8303527/15hamiltonlane_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/8/2024 7:32:08 AM)
Listing courtesy of RE/MAX ELITE REALTY   Phone: 727-785-7653

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888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

15 Hamilton LANE, #7, Palm Harbor, FL, 34684

$214,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $171,920 $171,920 $171,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.616% 7.055% 6.256%
Monthly Tax Payment $48 $48 $48
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,158 $1,129 $1,450
Total Monthly Payment $1,281 $1,252 $1,573

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.