DID NOT FLOOD DURING HURRICANE HELENE OR MILTON! MOVE IN READY! Welcome to your dream oasis in Hernando Beach, where coastal living meets modern comfort! This immaculate 2-bedroom, 2-bath home offers everything you need for a tranquil waterfront lifestyle, boasting a prime location along a waterfront canal with a deck, 50 ft seawall, short boat ride to the Gulf. Step inside to discover an inviting open floor plan that seamlessly connects the living room, dining area, and kitchen, featuring stunning granite countertops and decorative shelves. The brand new refrigerator (2024) with a digital screen adds a touch of luxury to your culinary adventures. The spacious primary bedroom easily accommodates a king-size bed and includes an ensuite bathroom with a refreshing shower, providing a perfect retreat after a long day. The guest bedroom is equally inviting, ensuring your visitors feel right at home. Outside, the property truly shines with its beautifully landscaped front yard, complete with a charming mermaid waterfall, whimsical mermaid mailbox, and playful mermaid lights adorning the garage. The expansive screened patio is perfect for entertaining or unwinding, featuring a brand new hot tub (2023), a small refrigerator, and a wine cooler for your convenience. Step out onto the lovely deck to enjoy fishing right from your property—imagine catching dinner or savoring some delicious blue crabs without ever leaving your yard! Boaters will revel in the 50-foot seawall providing easy access to the beautiful waterways of Hernando Beach, allowing you to fully embrace the Florida lifestyle. For those who enjoy tinkering, the garage is a dream come true, equipped with ample storage cabinets and a workbench, plus a convenient 6 x 10 shed in the fenced-in backyard for even more storage. You'll also have peace of mind knowing this impeccably maintained home features new windows, siding, and soffit (2023), annual AC servicing (2024), transferable termite protection, and quarterly pest control. Every appliance is included, making this home move-in ready! Mr. and Mrs. Immaculate have lovingly cared for this beautiful home and are excited to pass it on to you. Don't miss this rare opportunity to own a piece of paradise in Hernando Beach—schedule your private showing today and start living your dream!
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$329,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $263,200 | $263,200 | $263,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $38 | $38 | $38 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,773 | $1,749 | $2,220 |
Total Monthly Payment | $1,886 | $1,862 | $2,333 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.