This inviting 3-bedroom, 1-bathroom property in the heart of Barre City offers the perfect combination of charm, convenience, and potential. Located in a vibrant community, you'll be just moments away from all the amenities the city has to offer, including shopping, dining, and a wide range of activities. Whether you're looking for an active lifestyle or quiet evenings at home, this location has you covered, with schools, parks, and recreational areas all within easy reach. Inside, the home is move-in ready, making it ideal for those who want to settle in quickly. However, if you're dreaming of a space that's uniquely yours, this property offers an incredible canvas to bring your vision to life. The original wood details give the home character and a timeless appeal, and with its solid bones, it can easily accommodate any renovations or updates you'd like to pursue. The detached garage is helpful for storage and parking! Improvements have already begun with all new electrical and plumbing, new hot water heater and roof! Whether you're a first-time homebuyer or looking to create your forever home, this property holds endless possibilities. Don't miss out on the opportunity to make this charming Barre City home your own!
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Our Executive Mortgage Banker:
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$165,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $132,000 | $132,000 | $132,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $329 | $329 | $329 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $878 | $867 | $1,113 |
Total Monthly Payment | $1,282 | $1,271 | $1,517 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.