Welcome to 4 East Lovell. Nestled on a spacious, tree-lined lot, this beautiful home offers a peaceful and private retreat, conveniently located just 10 minutes from the Metro-North station. This lovely 3-bedroom, 3-bathroom home boasts an open-concept design with hardwood floors flowing seamlessly throughout. Vaulted ceilings with exposed beams and skylights fill the space with abundant natural light, creating a warm and inviting atmosphere. Designed with the entertainer in mind, the chef's kitchen boasts plenty of counter space, a large island, vaulted ceilings, sleek granite countertops, and stainless-steel appliances. The open kitchen opens seamlessly to a large living area, dining room and family room with access to the deck and backyard. The lower level features an office and a second family room, with French doors that open to a walkout patio, seamlessly blending indoor and outdoor living. Recent upgrades include a new roof, front porch, resealed driveway, updated garage doors, a new AC condenser, and an energy-efficient heat pump for year-round comfort. The freshly painted oversized deck offers the perfect vantage point to enjoy the landscaped grounds, shaded by mature maple and oak trees. This home provides complete privacy, evoking the feel of a weekend retreat while remaining commuter-friendly.
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Our Executive Mortgage Banker:
Our Insurance Division:
$650,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $1,376 | $1,376 | $1,376 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,160 | $3,114 | $4,109 |
Total Monthly Payment | $4,628 | $4,582 | $5,577 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.