One or more photo(s) has been virtually staged. Motivated Seller! Charming 3-Bedroom Home in Sought-After Harborside Village. Come see this quiet neighborhood and make your dream home a reality! Welcome to your very own 3-bedroom, 2-bathroom concrete block home nestled in the desirable Harborside Village community of South Daytona, talk about location, location, location! Perfectly positioned on a large lot with a vinyl-fenced backyard, this property offers both privacy and space for outdoor enjoyment and entertainment. Start your mornings with coffee on the screened back porch, soaking in the Florida sunshine. This home boasts a desirable split floor plan with vaulted ceilings, providing an open and airy feel. Enjoy the ease of access in your new kitchen with pull out shelving and a convenient eat in area. The large primary bedroom features an ensuite bath and a spacious walk-in closet along with privacy in this split floor plan home. In addition, interior laundry makes those chores a breeze with a newer washer and dryer included. This is the perfect starter home, retirement location or investment property located in an amazing, well-maintained neighborhood. The roof, AC, and water heater are all in excellent condition, ensuring peace of mind for the homebuyer and a 2-car garage adds extra storage and convenience. Located close to shopping, dining, the beach, and the world-famous Daytona 500, this home combines comfort and convenience in a prime location. Don’t miss this opportunity to own in Harborside Village!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,920 | $271,920 | $271,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $149 | $149 | $149 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,832 | $1,807 | $2,293 |
Total Monthly Payment | $2,056 | $2,031 | $2,517 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.