New to the Hot Montpelier market! Great location out of any flood areas, but within reasonable walking distance to Montpelier down town. 22 Harrison Ave is a manufactured home and offers 1500 square feet of living space on main level, and additional 1500 partially finished square feet in the walk out basement. 3 bedrooms with additional office or possibility of 4th bedroom with minor changes. 2 full bathrooms, one accompanies the master bedroom. Both are clean and modern with storage. Nice kitchen with large walk in pantry. Basement has a large entry/workshop room, utility room, and two other sizable rooms- one is huge, would make a great man-cave, game room etc. Oil fired hot air furnace, as well as two additional Harman pellet stoves if you prefer to heat with renewable fuel (we can remove if you prefer not to have them) Electric hot water heater. Appliances including (2) refrigerators, full size freezer, stove/oven, microwave, and washer/dryer. Recent updates include interior paint, exterior wash, expansion tank, and a new shingle roof! Other notables- Plenty of off street parking, sizable flat back yard, large utility shed on a cement slab, and a large removable car port. You'll be hard pressed to find something of this size, in this condition and in this nice of a location.
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $620 | $620 | $620 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,124 | $2,122 | $2,737 |
Total Monthly Payment | $2,819 | $2,817 | $3,432 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.