Presented byJackie Davis - Jackie Davis & Team |
Welcome to 40 Geddes Terrace, an immaculate two-family home in Waterbury, ideal for investors or owner-occupants seeking rental income. This meticulously maintained property features two spacious units, each with three generously sized rooms, including a kitchen, dining area, and living room. Both units are equipped with gas cooking appliances, gas heat, and in-unit laundry for added convenience. The home features beautiful hardwood floors throughout, inviting front porches on both levels, and a lovely, quiet backyard. Utilities are conveniently located in a dry basement, which also provides generous storage space, while additional storage can be found in the attic. Off-street parking provides ease and accessibility. This home is in pristine condition and ready for immediate occupancy or rental. Don't miss this exceptional opportunity to own a well-cared-for income-producing property.
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$399,000
Sales Vice President
William Raveis Real Estate
Phone: 203.258.9912
Jackie.Davis@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.913.1633
Jorge.Rivera@Raveis.com
NMLS Mortgage Loan Originator ID 12303
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.616% | 7.055% | 6.256% |
Monthly Tax Payment | $759 | $759 | $759 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,151 | $2,097 | $2,692 |
Total Monthly Payment | $2,985 | $2,931 | $3,526 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.