285 Shore Drive, Laconia, NH, 03246 | $649,000

This charming home is in a prime Laconia location. The home sits on a gentle knoll across the street and overlooking Wildwood Association’s beach, tennis and playground. The lake and mountain views are picturesque. With its flexible floorplan and main level bedroom you have the option of easy single level living. There are two large second level bedrooms that share a bath. A large living room with pellet stove has a waterside picture window. A comfortable dining room is spacious enough for social gatherings, and the kitchen has space for an large eating area. As you enter the home you come into a sun-filled sitting area that is perfect for reading and relaxing or just enjoying the lovely lake view. The large unfinished basement provides great storage. An attached two bay garage provides for easy entry into the home. Location is tops, and the home is casual, comfortable and inviting.

Features

  • Amenities: Playground,Beach Access,Beach Rights,Tennis Court
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 1 full / 1 three-quarter
  • Style: Cape
  • Year Built: 1979
  • Garage: 2-car Garage
  • Heating: Oil,Pellet Stove,Baseboard,Hot Water,Stove - Pellet
  • Cooling: Other
  • Basement: Concrete Floor,Full,Stairs - Basement,Stairs - Interior,Unfinished
  • Approx Sq. Feet: 1,940
  • Acreage: 0.34
  • Est. Taxes: $6,891
  • Lot Desc: Lake View,Landscaped,Subdivision,View,Water View,Near Country Club,Near Golf Course,Near Shopping,Neighborhood,Near Hospital,Near School(s)
  • Elem. School: Elm Street Elementary School
  • Middle School: Laconia Middle School
  • High School: Laconia High School
  • School District: Laconia Sch Dst SAU #30
  • MLS#: 5014315
  • Website: https://www.raveis.com
    /prop/5014315/285shoredrive_laconia_nh?source=qrflyer
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Listing courtesy of Coldwell Banker Realty Gilford NH   Phone: 603-524-2255
Listing Agent: Susan Bradley

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285 Shore Drive, Laconia, NH, 03246

$649,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $519,200 $519,200 $519,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $574 $574 $574
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,498 $3,451 $4,379
Total Monthly Payment $4,164 $4,117 $5,045

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.