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2 Harbor Drive E, #L103, Saint Helena Island, SC, 29920 | $279,500
Steps from the Ocean! Upgraded, updated & remodeled 1 Bdrm, 1½ Bath beach condo with views of the ocean & pool. Washer & Dryer included, which is a rare find in this floorplan. This condo was a 2nd home & has been in the family for decades. First time on the open market, has never been used as a rental. It has been meticulously cared for & enjoyed through the years. You'll fall in love with the quaintness of Harbor Island! Residents like to golf cart around, take bike rides & the beach is at your doorstep for relaxation & fun. If that's not enough, you have access to 3 pools, tennis, pickleball, basketball, fitness center and plenty of docks to fish from. Harbor Island is NOT a commercialized beach. Around this area you'll find local produce stands, fresh seafood shops & beachy general stores. Located just a couple miles from Hunting Island State Park (great for finding shark teeth). Nearby is St. Helena, Ladys Island, Port Royal & Beaufort that offer a ton of local eateries, 4 national grocery stores, boutiques, boat launch & marina. Several golf courses are a short drive away. Lots of history, historical sites to visit and festivals happen all throughout the year. Regime dues include; water, internet, cable TV, trash compactor, pest control, landscaping & condo pool maintenance. HOA dues provides 24/7 gate security and use of all Harbor Island amenities. Short term rentals are allowed.
Features
- Heating: Central
- Cooling: Central Air
- Amenities: Pickleball, Tennis Court(s), Garden, Dog Park, Lawn Maintenance, Pool, Playground, Security Gate
- Bedrooms: 1
- Baths: 1 full / 1 half
- Development: Harbor Island
- Year Built: 1985
- Common Charge: $1,679 Annually
- Approx Sq. Feet: 714
- Water Front: Yes
- Appliances: Cable TV/Available, Ceiling Fan, Dishwasher, Dryer, Elec/Oven/Range, Furnished, Ice Maker, Microwave, Refrigerator, Smoke/Heat Detector, Washer
- MLS#: 186922
- Days on Market: 103 days
- Website: https://www.raveis.com
/prop/186922/2harbordrivee_sainthelenaisland_sc?source=qrflyer
This information is deemed reliable, but not guaranteed. Neither the Lowcountry Regional MLS, nor the listing broker, nor their agents or subagents are responsible for the accuracy of the information. The buyer is for use by its members and is not intended for use for any other purpose. Source: LowCountry Regional MLSListing courtesy of BHHS Bay Street Realty Phone: 843-301-0013
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance
978-337-3053
Paul.Berrios@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
2 Harbor Drive E, #L103, Saint Helena Island, SC, 29920
$279,500
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $223,600 | $223,600 | $223,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,506 | $1,486 | $1,886 |
| Total Monthly Payment | $1,581 | $1,561 | $1,961 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484