Welcome to this expansive 3, 895 sq. ft. ranch-style home, featuring a unique horseshoe-shaped design centered around a private courtyard. Built in 1957, 307 Penfield Hill offers 3 spacious bedrooms, including an 850 sq. ft. master suite with hardwood floors and 3 walk-in closets. The layout includes a large family room, formal living and dining areas, and a large kitchen perfect for entertaining. With 2 full and 2 half bathrooms, and 3 cozy fireplaces, this home blends comfort and charm. The property sits on 3. 31 lightly wooded acres, providing privacy and outdoor enjoyment with a deck for gatherings. The 12-car garage is a standout feature, ideal for car enthusiasts or extra storage. While some updates in the bathrooms, kitchen and fresh paint would enhance its appeal, this home presents a rare opportunity for to make it your own in a peaceful, private setting close to local amenities. The separate garage buildings include 10 bays, a mechanics pit and large workshop. At one point, the owner held 25+ classic cars in the garages!
Type | Description | Level |
---|---|---|
Bedroom 1 | Jack & Jill Bath,Wall/Wall Carpet | Main |
Bedroom 2 | Main | |
Dining Room | Fireplace,Hardwood Floor | Main |
Dining Room | Bay/Bow Window,Fireplace,Hardwood Floor | Main |
Eat-In Kitchen | Eating Space,Laundry Hookup | Main |
Family Room | Fireplace,Half Bath,Parquet Floor | Main |
Living Room | Main | |
Primary Bedroom | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $428,000 | $428,000 | $428,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $927 | $927 | $927 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,847 | $2,845 | $3,670 |
Total Monthly Payment | $3,866 | $3,864 | $4,689 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.