Waterford Trails: Over 3, 000 sqft home with 4 bedrooms + den + loft, 3 bathrooms. Downstairs features formal living room, family room, eat-in kitchen and den (which could be used as a bedroom). Kitchen is upgraded with 42" cherry cabinets, granite counter tops, breakfast bar and large walk-in pantry. Upstairs loft area at the top of the stairs. Master is upstairs with walk-in closet, trey ceilings. Master bathroom features double sinks, separate shower and garden tub. Extended covered porch that backs up to the lake. Washer/dryer hook ups. Small pets will be considered. No roommates. We will hold the property for the first application and deposit received. Applications will not be processed until the holding deposit is received.
Disclosure: intercom is inoperable.
MOVE IN SPECIAL: Move in this month and receive a $500 credit to be used in December!
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Our Executive Mortgage Banker:
Our Insurance Division:
$2,795
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $2,236 | $2,236 | $2,236 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $15 | $15 | $19 |
Total Monthly Payment | $90 | $90 | $94 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.