3 Palm AVENUE, Bradenton, FL, 34208 | $239,900

Welcome to a unique blend of history and tranquility in this delightful 55-plus community, where timeless charm meets modern comfort and a boating lifestyle. Nestled along the picturesque banks of the Manatee River, this historic cottage offers an inviting retreat that embraces the essence of serene living. This lovingly preserved cottage boasts original architectural details, however, it has been lovingly updated with impact windows and an impact-rated front door (22’), AC (21’), WH (21’), quartz counters (22’), plumbing and bath remodeled (16’), the roof was resealed (16’), and freshly painted (22’). Upon entering, you will appreciate the open-concept layout, which features a generous living area with abundant natural light and maintenance-free laminate flooring centered around an electric brick fireplace. The well-appointed kitchen offers ample quartz countertop space, white cabs, a breakfast nook, and a pantry. The interior laundry room offers a newer washer and dryer with generous storage. Every inch of this home has been thoughtfully designed to maximize comfort and functionality. Braden Castle offers a full marina with two boat docks that can accommodate approximately 40 boats, a private boat launch, very affordable boat trailer parking, and dry dock storage for a boat or RV! Included in the unbeatably low HOA fees of $400 per year are the 700-foot private fishing pier, a community water well, shuffleboard courts, a community clubhouse and hall, a library, a fitness center, and a long list of events and group activities throughout the year. Embrace this active and social lifestyle and step into a world where history, nature, and community converge. This riverfront cottage is more than just a home – it's an invitation to enjoy the golden years in an idyllic setting. Don’t miss the opportunity to make this charming residence your own. Schedule a tour today and experience the magic for yourself!

Features

  • Amenities: Clubhouse, Pool, Shuffleboard Court
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: Inside, Laundry Room
  • Style: Bungalow
  • Year Built: 1925
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 825
  • Acreage: 0.04
  • Est. Taxes: $2,177
  • HOA Fee: $400 Annually
  • Lot Desc: FloodZone, Near Public Transit, Street Dead-End
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: A4623453
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/A4623453/3palmavenue_bradenton_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/19/2024 6:08:12 PM)
Listing courtesy of PREMIER SOTHEBYS INTL REALTY   Phone: 941-907-9541

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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3 Palm AVENUE, Bradenton, FL, 34208

$239,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $191,920 $191,920 $191,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.483% 6.273% 5.268%
Monthly Tax Payment $181 $181 $181
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,166 $1,166 $1,517
Total Monthly Payment $1,422 $1,422 $1,773

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.