Welcome to a unique blend of history and tranquility in this delightful 55-plus community, where timeless charm meets modern comfort and a boating lifestyle. Nestled along the picturesque banks of the Manatee River, this historic cottage offers an inviting retreat that embraces the essence of serene living. This lovingly preserved cottage boasts original architectural details, however, it has been lovingly updated with impact windows and an impact-rated front door (22’), AC (21’), WH (21’), quartz counters (22’), plumbing and bath remodeled (16’), the roof was resealed (16’), and freshly painted (22’). Upon entering, you will appreciate the open-concept layout, which features a generous living area with abundant natural light and maintenance-free laminate flooring centered around an electric brick fireplace. The well-appointed kitchen offers ample quartz countertop space, white cabs, a breakfast nook, and a pantry. The interior laundry room offers a newer washer and dryer with generous storage. Every inch of this home has been thoughtfully designed to maximize comfort and functionality. Braden Castle offers a full marina with two boat docks that can accommodate approximately 40 boats, a private boat launch, very affordable boat trailer parking, and dry dock storage for a boat or RV! Included in the unbeatably low HOA fees of $400 per year are the 700-foot private fishing pier, a community water well, shuffleboard courts, a community clubhouse and hall, a library, a fitness center, and a long list of events and group activities throughout the year. Embrace this active and social lifestyle and step into a world where history, nature, and community converge. This riverfront cottage is more than just a home – it's an invitation to enjoy the golden years in an idyllic setting. Don’t miss the opportunity to make this charming residence your own. Schedule a tour today and experience the magic for yourself!
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Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $191,920 | $191,920 | $191,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $181 | $181 | $181 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,309 | $1,276 | $1,646 |
Total Monthly Payment | $1,565 | $1,532 | $1,902 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.