Charming 2-Bedroom Home in Howey-in-the-Hills.
PRICE IMPROVEMENT!!!
Welcome to this super cute 2 bed, 1 bath home located in the heart of Howey-In-The-Hills. NEW HVAC INSTALLED 2024!! Say goodbye to HOA restrictions and enjoy the freedom to store your recreational vehicles conveniently on your own property. This delightful property has been thoughtfully updated in 2020, including a new roof, electrical system, and plumbing. The renovated kitchen boasts modern finishes with glass backsplash and quartz countertops, while the new flooring and fresh interior/exterior paint gives a modern feel. Large fenced-in backyard features a pavered patio.
Perfect for first-time home buyers, retirees, or investors, this home offers a convenient location with easy access to local amenities. Don’t miss the opportunity to make this charming house your new home! Convenience is key, and this home is within walking distance to the public library and park. Enjoy easy access to Little Lake Harris/ Chain of Lakes boat ramp, perfect for boating enthusiasts or those who simply love spending time by the water. Additionally, the Mission Inn Golf Resort is less than half a mile away, offering year-round world-class golfing opportunities. Don't miss this opportunity to make this move-in ready home yours. With its convenient location, spacious yard, and numerous updates, it's the perfect place to call home. This property qualifies for USDA financing!! This home may be under audio/video surveillance.
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Our Executive Mortgage Banker:
Our Insurance Division:
$199,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $159,920 | $159,920 | $159,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $188 | $188 | $188 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,064 | $1,063 | $1,349 |
Total Monthly Payment | $1,327 | $1,326 | $1,612 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.