Under contract-accepting backup offers. ACCEPTING BACKUP OFFERS . . . . . Come see this outstanding 2 Bedroom / 2 Bath + Den/Office home located in Torrey Pines, Del Webb Spruce Creek Golf & Country Club. You will love this one! St George model with Quartz countertops, Stone backsplash, SS appliances (2020) including Gas Range, pull outs on both top and bottom shelves, LED lighting under cabinets, and solar tube! The Den/Office has pocket doors and windows to the front of the home. Also, there is an Extended Garage with Automatic Screen, Enclosed Lanai with acrylic windows and sliding doors with river rock flooring, and a lovely Birdcage (32' x 10 appx) with outdoor patio for grilling and lots of backyard privacy. The Eat-in Kitchen and Master Bedroom both have a 2' bump out for more room! Master closet has built-ins. There is a second solar tube outside the Guest Bathroom/Guest Bedroom. Just outside those are two (2) Hall Closets. The list just goes on and on. No carpet in this home - there is newer LVP that looks like real wood. Both Living Room and Family Room have "picture windows" to capture the beautiful PRIVATE back yard. The landscaping is outstanding and this is a home that is a must see. New Roof in 12/2021 and HVAC in 2015. Newer Washer & Dryer (2022). Other updates: Orbit B-Hyve remote app-controlled sprinkler system controller (2022); Exterior Painted (2022); Lanai & Birdcage Floor Resealed (2022); New Water Heater (2022); Ecobee WiFi remote app-controlled thermostat (2023); home has a Termite Bond. Furnishings can be purchased separately. Seller is offering a 1 YR home warranty with an executed contract. Call now for a private viewing! Room Feature: Linen Closet In Bath (Primary Bedroom).
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Our Executive Mortgage Banker:
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$349,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,200 | $279,200 | $279,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $370 | $370 | $370 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,881 | $1,856 | $2,355 |
Total Monthly Payment | $2,326 | $2,301 | $2,800 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.