12531 SE 90th TERRACE, Summerfield, FL, 34491 | $349,000

Under contract-accepting backup offers. ACCEPTING BACKUP OFFERS . . . . . Come see this outstanding 2 Bedroom / 2 Bath + Den/Office home located in Torrey Pines, Del Webb Spruce Creek Golf & Country Club. You will love this one! St George model with Quartz countertops, Stone backsplash, SS appliances (2020) including Gas Range, pull outs on both top and bottom shelves, LED lighting under cabinets, and solar tube! The Den/Office has pocket doors and windows to the front of the home. Also, there is an Extended Garage with Automatic Screen, Enclosed Lanai with acrylic windows and sliding doors with river rock flooring, and a lovely Birdcage (32' x 10 appx) with outdoor patio for grilling and lots of backyard privacy. The Eat-in Kitchen and Master Bedroom both have a 2' bump out for more room! Master closet has built-ins. There is a second solar tube outside the Guest Bathroom/Guest Bedroom. Just outside those are two (2) Hall Closets. The list just goes on and on. No carpet in this home - there is newer LVP that looks like real wood. Both Living Room and Family Room have "picture windows" to capture the beautiful PRIVATE back yard. The landscaping is outstanding and this is a home that is a must see. New Roof in 12/2021 and HVAC in 2015. Newer Washer & Dryer (2022). Other updates: Orbit B-Hyve remote app-controlled sprinkler system controller (2022); Exterior Painted (2022); Lanai & Birdcage Floor Resealed (2022); New Water Heater (2022); Ecobee WiFi remote app-controlled thermostat (2023); home has a Termite Bond. Furnishings can be purchased separately. Seller is offering a 1 YR home warranty with an executed contract. Call now for a private viewing! Room Feature: Linen Closet In Bath (Primary Bedroom).

Features

  • Amenities: Clubhouse, Fence Restrictions, Fitness Center, Gated, Golf Course, Handicap Modified, Pickleball Court(s), Pool, Recreation Facilities, Security, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s), Vehicle Restrictions, Wheelchair Access
  • Rooms: 8
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 80 x 112
  • Laundry: Laundry Room
  • Year Built: 2002
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,802
  • Acreage: 0.21
  • Lot Size: 80 x 112
  • Est. Taxes: $4,440
  • HOA Fee: $184 Monthly
  • Lot Desc: Landscaped, Near Golf Course
  • View: Garden
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: OM672692
  • Days on Market: 267 days
  • Website: https://www.raveis.com
    /prop/OM672692/12531se90thterrace_summerfield_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/22/2024 9:48:17 PM)
Listing courtesy of RE/MAX PREMIER REALTY LADY LK   Phone: 352-753-2029

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

12531 SE 90th TERRACE, Summerfield, FL, 34491

$349,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $279,200 $279,200 $279,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $370 $370 $370
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,881 $1,856 $2,355
Total Monthly Payment $2,326 $2,301 $2,800

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.