Welcome to 23 Johnson Lane in the Highly Desirable Millbrook, NY. This Private and Serene Property is calling out to you. With its old charming country feel and tranquil surroundings, this 1. 8 acre property is waiting for you. This Lovely 3 Bedroom Ranch with large bonus room is ready for you and your family to make beautiful memories for years to come. Natural Lighting coming from every angle, Gleaming Hard Wood Floors throughout, a Large Basement, a Wood Burning Stove and a Detached 2 Car Garage only add to the appeal. New Septic Tank 2018 and New Leach Field Installation 2023 and New Well Pump replaced 2023. Bask in the sunlight while reading a book and sipping some Iced Tea or Wine while sitting out on your front or back deck. The desirable One Level Living is popular with New Homeowners and for anyone looking to downsize for that seamless and comfortable living that everyone is craving. Commuter Friendly with Rt# 82, Rt#44, and the TSP all nearby. Millbrook Schools. Come live the dream of Happiness here in the Hudson Valley! Your dream home awaits. . . Additional Information: HeatingFuel: Oil Above Ground, ParkingFeatures: 2 Car Detached,
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Our Executive Mortgage Banker:
Our Insurance Division:
$545,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $436,000 | $436,000 | $436,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $446 | $446 | $446 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,937 | $2,898 | $3,677 |
Total Monthly Payment | $3,475 | $3,436 | $4,215 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.