10432 Monarch STREET, Spring Hill, FL, 34608 | $319,000

AFFORDABLE NEWER HOME!! MOVE-IN READY!! Built in 2019!! This upgraded home offers 3 bedrooms + 2 bathrooms + large great room + dining from + OPEN FLOOR PLAN and HIGH CEILINGS + large fenced in backyard with privacy fence + NO HOA and NO FLOOD (X Zone) + situated on a 1/4 acre in a great location in 24608 and close to everything!! Enjoy the upgraded kitchen with granite counter tops, breakfast bar, stainless steel appliances, a place in the kitchen for a kitchen nook table and the open floor plan that gives you views of your home and backyard through the glass sliders! The high ceilings, large windows, and open floor plan make this home feel light, bright, and spacious!! Beautiful large ceramic tiles (20x20) throughout the foyer, kitchen, dining room, large family/great room, and both the master bathroom and second bathroom! Great curb appeal with the level, flat lot and beautiful green yard in front and in back! Gates on both sides to park your toys behind the fence in your side yards! The split floor plan gives privacy to the master suite! The master bedroom has a large walk-in closet and ensuite bathroom offering granite countertops and real wood, white, shaker cabinets with a walk-in shower! The second bathroom offer a shower/tub combination! Great location and zoned for Explorer K and Springstead High School! Close to groceries, shopping, movies, coffee shoppes, schools, and the Suncoast Parkway for easy, fast access to Tampa! 10-15 minutes to kayaking and paddle-boarding the clear Weeki Wachee River, swimming with the manatees, watching the sunset at the beach at Pine Island, boating, jet-skiing, fishing and enjoying the Gulf of Mexico! 1 hour+ to TOP US BEACHES. Come see this newer, affordable home! Beats renting and throwing your money away paying someone else's mortgage. . . pay your own and build equity, build your future in your own home!! Call to see it today! Shed in the backyard is excluded, but negoatiable if buyer is interested.

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Other
  • Style: Contemporary
  • Year Built: 2019
  • Garage: 2-car Boat, Driveway, Garage Door Opener, Open
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,276
  • Acreage: 0.23
  • Est. Taxes: $2,220
  • Lot Desc: Cleared
  • Elem. School: Explorer K-8
  • Middle School: Fox Chapel Middle School
  • High School: Frank W Springstead
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: W7868364
  • Days on Market: 35 days
  • Website: https://www.raveis.com
    /prop/W7868364/10432monarchstreet_springhill_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/23/2024 2:25:28 AM)
Listing courtesy of HOME LAND REAL ESTATE INC   Phone: 352-556-0909

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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10432 Monarch STREET, Spring Hill, FL, 34608

$319,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $255,200 $255,200 $255,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $185 $185 $185
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,719 $1,696 $2,152
Total Monthly Payment $1,979 $1,956 $2,412

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.