LOCATION IS KEY!!! Check out this 3 Bedroom, 2 Bathroom Ranch style home nestled in the Town of Lloyd and in the Highland School District. This home is located in the heart of Highland, surrounded by local restaurants, shopping centers/boutiques, medical facilities, close proximity to schools, less than 10 minutes drive to the Walkway over the Hudson, Hudson River, Hudson Valley Rail Trail, located just off Route 9W which connects you with the Mid-Hudson Bridge bringing you directly into the City of Poughkeepsie and the Metro North Railroad. The location is just the start, check out the amenities this home has to offer starting with the stunningly designed eat in kitchen with stainless steel appliances, quartz counter tops, a plethora of cabinetry, engineered hardwood flooring, dining area, spacious living room, hardwood flooring throughout, three sizeable bedrooms and two updated full bathrooms. Exterior features a one car attached garage, paved driveway parking and rear deck overlooking the back yard. This home is priced just right and move in ready. Call now for your showing!!! Additional Information: HeatingFuel: Oil Above Ground, ParkingFeatures: 1 Car Attached, Appliances: Electric Water Heater ConstructionDescription: Vinyl Siding,
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William Raveis Real Estate
Phone: 888.699.8876
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,999 | $279,999 | $279,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $603 | $603 | $603 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,910 | $1,861 | $2,401 |
Total Monthly Payment | $2,587 | $2,538 | $3,078 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.