Under contract-accepting backup offers. Non-evacuation flood zone X, GROUND FLOOR, CORNER condo #185 SHADOW LAKES offers 875 total SF of bright, open living space and is ideal for anyone looking for easy access— no need to schlep up stairs or wait for elevators ……… Discover your own piece of paradise sipping morning coffee on your private screened patio, where tranquil views create the perfect setting for relaxation . . . . . . . . . Nestled in the shade of lovely mature trees and greenery, Shadow Lakes is perfectly positioned in non-evacuation flood zone X …. . The open layout encourages interaction and connectivity between the kitchen, dining, and living areas, making it easy to entertain while preparing meals or hosting gatherings. You can even BBQ grill 10’ out from your own screened patio. Whether you’re whipping up a culinary masterpiece in the kitchen, enjoying a leisurely meal in the dining room, or unwinding in the living area, this open floor plan offers both style and functionality for modern living, inviting you to unwind after a day of exploring the award winning beaches or vibrant city life and culture in Downtown St. Pete, Dunedin, Safety Harbor. The best of Florida’s Gulf Coast is right at your fingertips! Spend your days basking on award-winning beaches- - just a 10 minute drive to the beach! When you return home, you’ll find countless shopping, dining, and entertainment options right around the corner – perfect for spontaneous nights out or quick errands . . . . . . . . And when it’s time to unwind at home, take a dip in the community pool, with peaceful views overlooking a serene lake. Whether you’re lounging poolside, playing games with friends, or dining al fresco, this community oasis offers both sunny and shady spots to suit your mood . . . . . . . . 2024 Condo fees are a reasonable $376/month and includes water, sewer, trash, basic cable/internet, maintenance of pool, exterior, grounds, property management, escrow reserves fund . . . . . . . . Building H condo #185 includes bedroom furniture and has a covered front entry with assigned parking space #185 just outside the condo front door and there's even a community car wash/vacuum station . . . . . . . . . Seller indicated Hot water heater was installed 2021 and HOA provided wind mit report for Building H showing ROOF was replaced in 2015 . . . . . . . . Within this community, pet owners are delighted to discover that they can have 2 pets (dogs or cats), each weighing up to 25 pounds. Whether you have a playful pup or a cuddly feline, there’s room for them to thrive . . . . . . . . Short term rentals of 3 months (90 days) or longer are allowed . . . . . . . . This is NOT a +55 community . . . . . . . . Don't miss your chance to experience this hidden gem! Schedule your private showing today and see for yourself why Shadow Lakes is the perfect place to call home or your Florida Home or an investment property . . . . . . . . With no tasks left to tackle, all that remains is for you to indulge in the sheer enjoyment of this condo!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $134,400 | $134,400 | $134,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $47 | $47 | $47 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $894 | $893 | $1,133 |
Total Monthly Payment | $1,015 | $1,014 | $1,254 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.