Salem, SC, 29676 | $1,395,000

This view of the Blue Ridge Mountains and big, open water with lovely sunsets is one of the most coveted on Lake Keowee. A gently sloping lot and an open floor plan are to be enjoyed in this one level home with terrace level. The lakeside three -season porch stretches across the back of the house and wraps around to the master bedroom encompassing the lovely views of Lake Keowee. Enjoy your own covered dock and the beauty of this extremely unique lake. This home has been renovated and includes two en-suites on the main level. Glass sliding doors encompass the beauty of Lake Keowee. This is an excellent location in Keowee Key that is “move-in” ready for your immediate enjoyment. Totally renovated, fresh, beautiful, bright with natural light, this 3-bedroom, three full bath home on the shores of Lake Keowee awaits you so that you can enjoy The Keowee Life. The sunsets are magnificent! The life that you dreamed about and patiently waited for is at hand. There is nothing that compares to the pristine waters of Lake Keowee. The open floor plan unites the living room, dining room, kitchen, and a three-season porch that extends the length of the house facing Lake Keowee and wraps around to provide incredible dining and entertaining space through sliding doors from all the rooms that touch it. This family has easily entertained over thirty people for gatherings by extending the interior space into the three-season porch. The Master bedroom suite features sliding doors that highlight Lake Keowee and open to the expansive enclosed porch. On the opposite side of the house, the large second bedroom has direct access to the renovated full bath. It has enough for an office or sitting area to gaze out at Lake Keowee. Additionally, it also has its own private deck. The laundry room and access to the side entrance garage completes the main level living space. The terrace level features the third bedroom as well as a renovated third, full bath. Naturally, you would expect a recreation room capturing the Lake Keowee views and you have it! On this level, the rec room glass, sliding doors open to a covered deck. Walking to your own covered dock is a very gentle and short distance to enjoy the beauty of the Lake Keowee water. Completing the terrace level are the utility room and storage. Keowee Key has something for everyone. Amenities include fourteen tennis courts, an 18-hole golf course, eight pickle ball courts, and a fully equipped fitness center with a 24-meter, heated lap pool. An amenity of Keowee Key that should not be overlooked are the two private marinas! You would be hard pressed to discover a community as rich in amenities as Keowee Key. Additional amenities include a dog park and jogging trail. There is a golf pro shop, the Bistro, the Cascades Room, bar, indoor and outdoor dining, and an outdoor saltwater pool. New property owners to Keowee Key pay a one-time fee at closing of $6, 855 at closing in 2024. This is a "must see" community. The Keowee Life! Live it. Love it. Lake it! Keowee Key is a gated community with a one-time fee paid by the buyers at closing. It is governed by CCRs, has a general manager, and a board of directors. There are monthly fees payable by the buyer(s) for use of the amenities. Fees are subject to change. Buyers’ proof of funds to accompany offers.

Features

  • Amenities: Boat Storage, Clubhouse, Common Areas, Fitness Center, Gated, Golf, Playground, Pool, Security Guard, Sidewalks, Tennis Court(s), Water Access, Dock, Boat Ramp, Dog Park, Storage, Walking Trails, Marina
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: 1st Floor, Electric Dryer Hookup, Washer Hookup, Laundry Room
  • Style: Traditional
  • Year Built: 1985
  • Garage: 2-car Attached
  • Heating: Electric, Heat Pump
  • Cooling: Central Air, Electric, Heat Pump
  • Basement: Partially Finished, Walk-Out Access, Interior Entry
  • Acreage: 0.31
  • Est. Taxes: $2,262
  • HOA Fee: $5,076 Annually
  • Lot Desc: 1/2 - Acre, Sloped, Few Trees
  • View: Water
  • Water Front: Yes
  • Elem. School: Keowee
  • Middle School: Walhalla
  • High School: Walhalla
  • Pets Allowed: Yes
  • Appliances: Dishwasher, Disposal, Refrigerator, Washer, Electric Water Heater
  • MLS#: 1537571
  • Days on Market: 68 days
  • Website: https://www.raveis.com
    /eprop/1537571/_salem_sc?source=qrflyer
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Listing courtesy of Keller Williams Seneca   Phone: 864-482-2700

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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 7654

401.474.4879

Whitney.Rugg@raveis.com

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Our Insurance Division:

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Salem, SC, 29676

$1,395,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Whitney Rugg

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 401.474.4879

Whitney.Rugg@raveis.com

NMLS Mortgage Loan Originator ID 7654

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,116,000 $1,116,000 $1,116,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.625% 6.750% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.282% 6.864% 6.810%
Monthly Tax Payment $189 $189 $189
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $7,146 $7,238 $9,798
Total Monthly Payment $7,459 $7,551 $10,111

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.