This classic All-Brick Center Hall Colonial is situated in the picturesque Village of Brightwaters. The professionally manicured lot delivers spectacular curb appeal and a private oasis backyard with an Orchard Stone Patio. The home offers 3 generous-sized Bedrooms and 2. 5 Bathrooms. It has beautiful crown moldings, French doors, hardwood floors on both levels and significant closet space. Some are cedar. A cozy wood-burning fireplace in the sunken living room and a full windowed sunroom offer peaceful, relaxing spots. It also includes docking rights and provides access to nearby waterways and beach and park rights. This home is ideal for those seeking a combination of suburban tranquility and coastal charm in a beautiful, tree-lined community. Full finished basement Mahogany Bar, Andersen Windows, Gas Hot Water Heat and CAC, 200 AMP electricity, IN-ground sprinklers, 2013 Single-layer Architectural Roof, a 330 square foot attached 1 Car garage with direct access and a replaced high-garage door. A short distance to Wohseepee Park, The 4 Corners Village Shopping, and local amenities such as private bay beach access, docking in Brightwaters Grand Canal, and Community events. Close to downtown Bay Shore, Fire Island Ferries, Hospitals, LIRR, Highways, State Parks, and Beaches. This house is a solid brick over cinder block construction that is virtually maintenance-free. Universal Pre-K at Pre-K Center, Fifth Ave Elementary K-2, Gardiners Elementary 3-5, Bay Shore Middle 6-8, and Bay Shore Senior 9-12. 2, 058 Interior square feet plus an 807-square-foot finished area in the basement and a 326-square-foot attached garage with direct access.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $640,000 | $640,000 | $640,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $1,417 | $1,417 | $1,417 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,258 | $4,254 | $5,488 |
Total Monthly Payment | $5,767 | $5,763 | $6,997 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.