Step into this beautiful 4-bedroom, 1. 5 - bathroom colonial. This home features hardwood floors throughout, offering a warm and inviting ambiance and a spacious, front-to-back living room with a charming fireplace, perfect for cozy evenings. Entertain in the formal dining room with elegant chair railing and beautiful hardwood floors, or gather in the large eat-in kitchen, complete with maple cabinets, granite countertops, stainless steel appliances, and tile flooring. The upper level offers four generously sized bedrooms with ample closet space and an updated full bath while the unfinished basement is a blank slate, ready for your personal touch. Outside, enjoy a private, fenced-in backyard with a large patio-ideal for outdoor relaxation or entertaining. The oversized 2-car attached garage provides plenty of space for vehicles and storage, and the newer architectural roof and vinyl siding ensure peace of mind. With gas heat and hot water and updated electrical systems, this home is move-in ready. Located on a desirable corner lot, this home is nestled in a friendly Enfield community with top-rated schools, convenient shopping, and easy access to outdoor recreation. All just minutes away! Don't miss the chance to call this stunning colonial your new home. Schedule a viewing today and experience the comfort, convenience, and charm for yourself.
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Upper |
Bedroom 2 | Hardwood Floor | Upper |
Bedroom 3 | Hardwood Floor | Upper |
Dining Room | Hardwood Floor | Main |
Kitchen | Tile Floor | Main |
Living Room | Fireplace,Hardwood Floor | Main |
Primary Bedroom | Hardwood Floor | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $263,920 | $263,920 | $263,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $504 | $504 | $504 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,800 | $1,754 | $2,263 |
Total Monthly Payment | $2,379 | $2,333 | $2,842 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.