Welcome to your dream condo nestled in the heart of Palm Harbor, Florida! Located in the Harbor Club community, this charming 2-bedroom, 2-bathroom condo offers an exceptional lifestyle just moments away from everything you need and want!bSituated in a prime location, this condo presents unparalleled convenience for outdoor enthusiasts with Honeymoon Island State Park just a stone's throw away. Enjoy lazy beach days, picnics, kayaking, and breathtaking sunsets over the Gulf of Mexico without having to venture far from home. Additionally, the 75-Mile Pinellas Trail is located just outside Harbor Club's entrance, offering you a pathway to health through walking, or cycling! Downtown Dunedin and Palm Harbor show an eclectic mix of dining, entertainment, and shopping options, ensuring there's always something exciting to explore just minutes from your doorstep. Indulge in the local cuisine, browse unique boutiques, or simply soak in the lively atmosphere of these charming coastal communities. Step inside to discover a light-filled, inviting interior adorned with neutral paint and wood flooring and a beautifully remodeled kitchen that serves as the heart of the home. This kitchen features modern amenities including sleek granite countertops and custom cabinetry. The living room is spacious and offers Sliding doors which open to your own private balcony, enhanced with a roll-down shade to help keep you cool on the hot summer days and provides a touch of added privacy. Back inside you will find that each bedroom offers an en-suite bathroom, providing a split floorplan for optimal privacy and comfort for you and your guests. Additional sliders are located in the primary bedroom, providing access to the balcony. Enjoy the convenience of the interior washer and dryer, eliminating the need to transport your clothes to a shared laundry room. Beyond its exceptional location and upgrades, this Harbor Club condo offers a serene retreat where you can unwind, entertain, and create lasting memories with loved ones. Enjoy the desirable 2 Community Pools (of which 1 is heated), Tennis and basketball court, car washing station and Clubhouse amenities. The Harbor Club Condos location offers close proximity to some of Florida's most cherished attractions, including the professional sports teams (Tampa Bay Buccaneers, The Lighting, and Rays Baseball) as well as the Beaches, Waterfront Parks, aquariums, museums and incredible shopping and restaurants. No Flood insurance is required for his condo. Don't miss your chance to call this Harbor Club condo your own and experience the best of what the Tampa Bay area has in store. Schedule your showing today and prepare to embark on a new chapter of coastal living in paradise!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $172,000 | $172,000 | $172,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $241 | $241 | $241 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,144 | $1,143 | $1,475 |
Total Monthly Payment | $1,460 | $1,459 | $1,791 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.