Welcome To A Stylish One Family Residence In Saint Albans. The Property Needs Renovation But After All The Upgrades Are Done You Will Absolutely Love Its Functional Layout And A Great Feel. First Floor Is Bright & Airy And It Offers A Nice Sun Room That Leads To A Spacious Living And Dining Rooms. The Expansive Kitchen Opens Up To A Nice Private Back Porch. Upstairs, You Will Find Three Nicely Sized Bedrooms And A Full Bathroom. In Addition You Can Add To The Functionality & Finish The Large And Versatile Attic Space That Would Be Ideal For A Home Office, Studio, Or A Guest Room. And You Can Have It All (!!) Because There Is More Flexible Space In The Unfinished Basement That Is Just Waiting For Customization & Your Personal Touch. To Top It Off This Property Is Sitting On The 30' x 100' Lot And Aside From A Beautifully Landscaped Private Yard Offer A Detached One car Garage. Of Course, There Is More Parking Space On The Private Driveway. Situated Just Few Short Blocks Away From Francis Lewis Blvd The Location Provides A Quick & Easy Access To Cross Island And Belt Pkwy.
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Our Executive Mortgage Banker:
Our Insurance Division:
$649,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,200 | $519,200 | $519,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $425 | $425 | $425 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,454 | $3,451 | $4,452 |
Total Monthly Payment | $3,971 | $3,968 | $4,969 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.