Nestled on one of the largest parcels in the area, this charming 2-story, 3-bedroom, 2-bath home on Riverside Drive offers the perfect blend of charm, space, and waterfront living with stunning views. Just blocks from the historic, vibrant downtown New Smyrna Beach with its charming boutiques and exquisite dining, this property provides both tranquility and easy access to the best the area has to offer, including the Smyrna Yacht Club and the beautiful nearby beaches. The home boasts breathtaking views and direct access to the Intracoastal Waterway, complete with riparian rights that allow you to securely store your watercraft on your private dock with a boatlift. Whether you're an avid boater or simply love being near the water, this home offers unparalleled convenience and recreational possibilities. Original wood floors create a warm, inviting atmosphere, and the spacious kitchen flows seamlessly into the dining room, making it perfect for hosting family gatherings. The cozy living room, featuring a wood-burning fireplace, overlooks the waterway, creating the perfect spot to unwind and watch the world go by. The split-bedroom floorplan offers privacy and comfort, with a large den and sitting room that can easily accommodate overnight guests. Enjoy peaceful sunrises from the front porch or your private dock, while the expansive rear deck, shaded by mature trees, provides an ideal setting for evening sunsets and outdoor relaxation. The second-story bedroom includes a private deck, perfect for enjoying your morning coffee while soaking in the views. A detached garage provides ample space for storage, along with an additional area for garden tools and recreational equipment. The waterfront portion of the property is well-equipped, featuring a dock, boatlift, floating platform, and its own 100-amp power service and water well, making it ready for all your boating needs. This home offers plenty of space for future expansion, whether you're looking to add on to the existing structure or build your dream home on this oversized parcel. Located just minutes from boat ramps, beaches, and several golf courses, and a short drive to Flagler Avenue and Canal Street, where local shopping and top-rated dining await, this Riverside Drive home provides the perfect balance of serene waterfront living and lively coastal activities. Don’t miss this rare opportunity.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,600,000 | $1,600,000 | $1,600,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 6.258% | 6.201% |
Monthly Tax Payment | $278 | $278 | $278 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $9,722 | $9,722 | $13,502 |
Total Monthly Payment | $10,125 | $10,125 | $13,905 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.