PRICE REDUCED Fabulous Home with a legal in-law apartment, in an ideal commuter location boasts a 4 Bedroom, 3 Bath open plan with hardwood floors, walls of windows, 2 fireplaces and a grand main level family room/game room with plank floors. The lower-level provides a 3 room in-law apartment with vinyl plank floors, full bath and kitchen, bedroom living room and an additional family room with fireplace. The L- shaped living room and dining room plus the 30 x 30 family room showcase great space for entertaining. and family lifestyle. New stainless appliances, large dining area, built-in pantry cabinets and plank floors lead through sliders to the multi-level pressure treated deck and private yard. Incredible amenities include; New geothermal heat, solar panels installed in 2023 keeps heating and electric costs to only $391 dollars per month. Additionally, new water heater (2023), new roof (2018), new geothermal heat (2023), blown in insulation, new siding 2022, newly painted in and out plus supplemental wood heat. Easy access to town, great schools, restaurants and parks and easy New York or down county commute. An Opportunity for great size home with in-law at a great value!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 12.0 x 12.0 | Upper |
Bedroom 2 | Hardwood Floor | 12.0 x 12.0 | Upper |
Bedroom 3 | Vinyl Floor | 11.0 x 10.0 | Lower |
Den | Vinyl Floor | 12.0 x 20.0 | Lower |
Dining Room | Hardwood Floor | 13.0 x 14.0 | Main |
Eat-In Kitchen | Hardwood Floor | 12.0 x 17.0 | Main |
Family Room | Fireplace,Vinyl Floor | 15.0 x 26.0 | Lower |
Great Room | Ceiling Fan,Vinyl Floor | 25.0 x 31.0 | Main |
Kitchen | Half Bath,Vinyl Floor | 11.0 x 12.0 | Lower |
Living Room | Bay/Bow Window,Fireplace,Hardwood Floor | Main | |
Primary Bedroom | Full Bath,Walk-In Closet,Hardwood Floor | 13.0 x 16.0 | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $423,920 | $423,920 | $423,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $696 | $696 | $696 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,820 | $2,818 | $3,575 |
Total Monthly Payment | $3,608 | $3,606 | $4,363 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.