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35 Mountain Avenue, St. Johnsbury, VT, 05819 | $173,000
Charming village cape with a wraparound porch must be seen! The front room could be used as a living room, office, or first floor bedroom. The middle room with built-in bookshelves could be used in many ways: formal dining room, office, or living room. Sunny first floor 3/4 bathroom includes a convenient laundry area, and the kitchen boasts a live-edge wood top breakfast bar for quick snacks or to hang out with the cook and opens to the sunroom. A very large dining area with access to the wraparound porch means there is room for everyone to gather. On the second floor, there is a kitchenette, and a perfect setting for conversion to rental space if you choose, or for family. With three rooms and a full bath with a clawfoot tub upstairs, they'll have plenty of privacy! Attached garage has a second story which provides extended storage. The expanded one-car garage has lots of space for projects, workshop, or more storage. A sunny enclosed sunroom, the covered wraparound porch, and the quiet neighborhood make this home a peaceful haven.
Features
- Rooms: 8
- Bedrooms: 4
- Baths: 1 full / 1 three-quarter
- Style: Cape
- Year Built: 1900
- Garage: 1-car Garage
- Heating: Forced Air
- Cooling: None
- Basement: Concrete,Partial,Stairs - Interior,Unfinished,Interior Access
- Approx Sq. Feet: 1,450
- Acreage: 0.17
- Est. Taxes: $2,167
- Lot Desc: Curbing,Hilly,Level,Sidewalks
- Elem. School: St. Johnsbury Schools
- Middle School: St. Johnsbury Schools
- High School: Assigned
- School District: St. Johnsbury School District
- MLS#: 5014364
- Website: https://www.raveis.com
/prop/5014364/35mountainavenue_stjohnsbury_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/9/2024Listing courtesy of United Country Real Estate Mike Jarvis Group Inc Phone: 802-363-4554
Listing Agent: Patricia Leduc
William Raveis Family of Services
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888.699.8876
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
35 Mountain Avenue, St. Johnsbury, VT, 05819
$173,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $138,400 | $138,400 | $138,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
| Monthly Tax Payment | $181 | $181 | $181 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $921 | $909 | $1,167 |
| Total Monthly Payment | $1,177 | $1,165 | $1,423 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484