Island Location ~ Bike to the Beach or Walk to Community Pool & Clubhouse Amenities at the Preserves on the Island from this 2nd story 2 bedroom, 2 bathroom with a 13x13 sq ft loft. This spectacular residence provides an abundance of living space with a large kitchen. A loft area overlooking the living room and dining room is accessible by the spiral staircase. Master bedroom with en-suite bathroom with new dual vanities and plenty of closet space. Guest bedroom with walk in closet & adjacent to another full bathroom. The loft is ideal for many uses: office, arts & crafts or family getaway. This condominium lives like a house boasting 1521 sq ft. Walk in pantry and laundry room off of kitchen. Enjoy Screened lanai! Very Spacious with Vaulted Ceilings & Bright & Light!!! Enjoy the Amenities at The Preserve. Beautiful clubhouse, pool, 24 hour Fitness Center, indoor basketball court, community boardwalk with picnic tables and grill area, bicycle parking, playground, car wash and vacuum areas. Close to beautiful St Augustine Beach, University of St Augustine, Historic downtown and Flagler Hospital. Nearby Markets, Pier Park, Groceries, restaurants, medical offices and more. A great Opportunity to be on the Island!
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Our Executive Mortgage Banker:
Our Insurance Division:
$349,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,920 | $279,920 | $279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $360 | $360 | $360 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,886 | $1,860 | $2,361 |
Total Monthly Payment | $2,321 | $2,295 | $2,796 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.