Bid Y’all Auction & Realty is proud to present a Luxurious home in College Park, Gaffney, SC, within walking distance to Limestone College. This spacious 4BR/4. 5BA residence blends classic design with modern amenities, offering 3, 665 sq. ft. of above-grade living space and an additional 733 sq. ft. in the basement, totaling nearly 4, 400 sq. ft. Perfect for families or those seeking a luxurious lifestyle. This property is being offered in an ONLINE AUCTION on DECEMBER 7, 2024 at 12: 00 PM. Don't miss your opportunity to own this exquisite home. Key Features: • Bedrooms: 4, including TWO primary suites, one on the ground floor with a fireplace. • Bathrooms: 4 full baths and 1 half bath. The main level suite features dual vanities, a jetted soaking tub, walk/roll-in shower, and bidet. • Living Spaces: -Living Room: 13'11" x 21'11" (305 sq. ft. ) -Dining Room: 13'11" x 21'11" (304 sq. ft. ) -Family Room: 11'8" x 25'8" (299 sq. ft. ) -Rec Room (Basement): 26'9" x 20'11" (531 sq. ft. ) • Kitchen: Spacious, 13'11" x 16'2" (226 sq. ft. ) with breakfast area and high-end appliances. • Basement: Includes a rec room, storage/shop, luxury bathroom, and fireplace. Finished area: 733 sq. ft. • Garage: Attached 2-car garage (583 sq. ft. ). Interior Highlights: • Classic Features: Hardwood floors, crown molding, and traditional paneling add timeless charm. • Elegant Staircase: A grand staircase in the foyer adds sophistication. • Natural Light: Large windows and skylights throughout. • Fireplaces: Four fireplaces provide warmth and ambiance. Exterior and Lot Features: • Lot Size: Over . 85 acres with mature trees offering privacy. • Exterior: Traditional facade, modern accessibility ramp, and large rear deck. • Outdoor Living: Patio area perfect for entertaining. • Koi Pond: Formerly an inground pool, now a koi pond with a stone water feature, filtration system, and mature fish (convertible back to a pool). Primary Suite Bathroom Details: • Luxury Bathroom: Soaking tub, dual vanities, marble countertops, large mirrors, natural light, bidet, and balcony access. Master Suite: • Luxurious Retreat: Spacious, with a fireplace, large walk-in closet, and stylish decor. Utility and Laundry Room: • Convenient Laundry: Modern appliances, built-in storage, hidden behind folding doors. Additional Bedrooms: • Charming Spaces: Unique decor in each room, from bold orange tones to classic floral designs. Recreation and Entertainment Room: • Entertainment Haven: Basement rec room with wood-paneled walls, fireplace, billiards table, and direct access to a covered patio with an outdoor kitchen space. Additional Features: • Extra Storage: Multiple storage rooms throughout, including near the basement rec area. Location: In College Park, Gaffney, SC, close to amenities, shopping, and dining. A perfect retreat with convenient access to everything you need. **Showings are available! Some furniture remains and will be sold in a separate auction** ***AUCTION*** This is a RESERVE AUCTION. Property will sell on or before DECEMBER 7, 2024 at 12: 00 PM via ONLINE bidding. ***Buyer's Premium of 10% Added to Final Bid Price*** EXAMPLE: Bid Price of $100, 000 plus 10% Buyer Premium of $10, 000 equals a total contract price of $110, 000. PRE-AUCTION PURCHASE AGREEMENTS ARE WELCOMED and will be presented to the sellers. This property is subject to prior sale and may be withdrawn, modified or auction cancelled at any time. ***All closing costs are to be paid by buyer. No contingencies of any type. Property to sell AS-IS, WHERE-IS without warranty of any kind. This is a Reserve Auction. Winning Bidder/Offeror will be required to submit a non-refundable deposit of $10, 000 price with a 30-day closing date *** **YES, Pre-Auction Purchase Agreements will be considered. No, you do not have to wait for the auction date. ** Register Today to participate in this opportunity to own a slice of SC Tranquility!
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NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $91 | $91 | $91 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,124 | $2,122 | $2,737 |
Total Monthly Payment | $2,290 | $2,288 | $2,903 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.