One or more photo(s) has been virtually staged. CHARMING RENOVATED VILLA IN PALM-AIRE! This maintenance free 2 bedroom, 2 bath is a GEM! Renovated in 2018, it features an open concept with kitchen now open to LR which is great for entertaining. Kitchen is equipped with extended cabinets and granite counter space including quiet close cabinets and drawers, food pantry, built-in spice rack, lazy Susan, pull drawers with custom utensil space, wine fridge, double convection oven/microwave and extended countertop for bar seating. Tile floors throughout along with crown moldings for a finished touch. Both bathrooms have been updated with walk-in showers, custom closets, granite top vanities. Master bath includes adjustable shower heads, rain shower and a bidet. Additional highlights are all windows are hurricane, gutters w/gutter guards and extended underground downspouts, 2 assigned parking spaces in front of unit. . Roof was replaced in 2023 and exterior will be painted in 2024. Your HOA fee includes cable, exterior maintenance and ground maintenance, community pool, sewer, water, trash and exterior pest control. NO CDD FEES! You are within minutes to the UTC Mall, restuarants, shopping, I-75 with quick access to Sarasota, Bradenton and beaches. Check it out before its gone!
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Our Executive Mortgage Banker:
Our Insurance Division:
$305,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $244,000 | $244,000 | $244,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $247 | $247 | $247 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,623 | $1,622 | $2,092 |
Total Monthly Payment | $1,945 | $1,944 | $2,414 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.