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20 Cedar Ridge Trail, Jamestown, RI, 02835 | $1,380,000
Built in 2014, this stunning custom Colonial home is nestled in the serene Conanicut Preserve of Jamestown. Offering the perfect blend of privacy and convenience, this property sits on a 18, 687 sq ft lot, surrounded by lush greenery and a peaceful backyard. The main level offers an open floor plan designed with elegance and functionality in mind. The kitchen features custom cabinetry, granite countertops, a large center island, and stainless steel appliances. The spacious living and dining areas flow seamlessly, creating an inviting space for gatherings all while enjoying cozy evenings by the fireplace. A generous-sized primary suite on the main level offers luxury and comfort with a walk-in shower, soaking tub, and walk-in closet. A half bath and mud area complete the first floor. The second level offers a large bonus room providing versatile space for recreation or additional living along with a laundry and storage room. The second primary suite includes a full bath with walk-in shower. Two sun filled bedrooms, and an additional full bath round out the second floor. Enjoy dining on the deck, an outdoor fire pit all complete with an outdoor shower, ideal after a day at the beach. This home has been carefully cared for inside and out. Also includes 2 car garage, whole house generator, and electric fence for added convenience. Minutes to town, marinas, dining, shopping and easy access to highway. This property offers the perfect blend of luxury and coastal living.
Features
- Amenities: Golf,Highway Access,Marina,Near Schools,Recreation Area,Restaurant,Shopping,Tennis Court(s)
- Rooms: 8
- Bedrooms: 4
- Baths: 3 full / 1 half
- Style: Colonial
- Year Built: 2014
- Garage: 2-car Attached,Garage,Garage Door Opener
- Heating: Forced Air,Propane,Zoned
- Cooling: Central Air
- Basement: Crawl Space,Interior Entry,Unfinished
- Approx Sq. Feet: 2,617
- Acreage: 0.43
- Est. Taxes: $6,281
- HOA Fee: $500 Annually
- Lot Desc: Cul-De-Sac
- Appliances: Dryer,Dishwasher,Electric Water Heater,Microwave,Oven,Range,Refrigerator,Range Hood,Washer
- MLS#: 1368270
- Website: https://www.raveis.com
/eprop/1368270/20cedarridgetrail_jamestown_ri?source=qrflyer
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888.699.8876
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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
20 Cedar Ridge Trail, Jamestown, RI, 02835
$1,380,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,104,000 | $1,104,000 | $1,104,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.902% | 6.486% | 6.056% |
| Monthly Tax Payment | $523 | $523 | $523 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,268 | $6,888 | $9,242 |
| Total Monthly Payment | $6,916 | $7,536 | $9,890 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB