Discover your perfect home in the vibrant 55+ community of Lake Henry Estates! This beautifully updated 2 bedroom, 2 bathroom residence with a den features a new roof (June 2023), luxury waterproof vinyl flooring and Argon windows (2024) with a lifetime transferable warranty, filling the space with natural light. The heart of the home boasts stunning granite countertops, upgraded cabinetry with soft-close cabinets, and stainless steel appliances, complemented by a cozy coffee bar. Enjoy the spacious primary bedroom, complete with an ensuite bathroom for your convenience and privacy. Recent enhancements include multiple new light fixtures, large gutters (June 2023), and whole-house surge protection for added peace of mind. Step outside from the den to your inviting outdoor patio, perfect for relaxing or entertaining. Enjoy the benefits of an owned water softener (2022) and a resurfaced driveway (2023). The electric garage screen (2021) allows you to enjoy fresh air without pesky bugs. Enjoy the classic appeal of Lake Henry from a residence that's been cared for with devotion, embodying the true essence of lakeside living. The amazing lakeside, gated community offers a 9-hole golf course, swimming, boating, tennis, 2 pickle ball courts, horseshoes, shuffleboard, card tournaments, library, pool room, craft room, exercise room, pub with bar, karaoke and more. Multiple grocery stores including Publix, Winn-Dixie and Walmart are located within 2 miles along with plenty of shopping and restaurants nearby. If you're looking for a worry free, Florida retreat, then look no further. Definitely a Hidden Jewel of Polk County. Experience the best of 55+ living at this exceptional property. Schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$275,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $244 | $244 | $244 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,464 | $1,462 | $1,855 |
Total Monthly Payment | $1,783 | $1,781 | $2,174 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.