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38 Bay View Drive, St. Albans Town, VT, 05478 | $769,000
Welcome to 38 Bay View Drive! Perfectly situated on a corner lot in a desired location that offers both lake views & serene mountain privacy. This impressive residence spans nearly 4, 000 square feet across 3 full floors, featuring a beautifully remodeled chef's kitchen that is a true culinary masterpiece. Equipped with a commercial-grade stove, complemented by an almost 12’ granite island, and double pantry, this kitchen is as functional as it is beautiful. Adorned with exquisite details such as travertine tile, custom decals, and rich hardwood floors. Entertainment options abound with 3 expansive living areas, including a sunken living room boasting 22-foot ceilings highlighted by a double stone fireplace framed by beams. The 2nd floor houses 4 generously sized bedrooms, including a luxurious primary suite featuring a balcony with double doors overlooking the living area, a walk-in closet, soaking tub, and dual sinks. Enhancing the functionality of this home are a formal dining room, office space, and a guest suite with bookshelf that opens to a hidden space. Wine enthusiasts will be captivated by the incredible stone wine cellar with rod iron gates, which elevates the entertainment experience to new heights. Outside discover your personal oasis, complete with an in-ground pool, stamped concrete, expansive composite decks, and custom bar, perfect for summer evenings. This property is a remarkable blend of elegance, comfort, and style, ready to be cherished by its new owners.
Features
- Amenities: Other
- Rooms: 18
- Bedrooms: 4
- Baths: 2 full / 1 three-quarter / 1 half
- Style: Contemporary,Other
- Year Built: 1994
- Garage: 2-car Garage
- Heating: Baseboard
- Cooling: Mini Split
- Basement: Concrete,Daylight,Exterior Access,Finished,Full,Insulated,Interior Access,Stairs - Exterior,Stairs - Interior,Storage Space
- Approx Sq. Feet: 4,027
- Acreage: 0.56
- Est. Taxes: $6,694
- Lot Desc: Corner,Lake View,Landscaped,Mountain View,Subdivision,View
- Elem. School: St. Albans Town Educ. Center
- Middle School: St Albans Town Education Cntr
- High School: BFASt Albans
- School District: Maple Run USD
- MLS#: 5014393
- Website: https://www.raveis.com
/prop/5014393/38bayviewdrive_stalbanstown_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/9/2024Listing courtesy of CENTURY 21 MRC Phone: 802-782-8662
Listing Agent: Stacie M. Callan
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
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To learn more about our credentials, visit raveis.com today.
Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
38 Bay View Drive, St. Albans Town, VT, 05478
$769,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $615,200 | $615,200 | $615,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
| Monthly Tax Payment | $558 | $558 | $558 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,093 | $4,041 | $5,188 |
| Total Monthly Payment | $4,743 | $4,691 | $5,838 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484