Apartment 202 is a 758 sqft pre-war loft with a graciously sized interior bedroom or home office with two large closets. The pindrop quiet home features 11’ beamed ceilings, hardwood floors and generous storage throughout. The kitchen has gray stone countertops and stainless steel appliances. The north-facing living room is even large enough to put up a wall for shares if that’s preferred. With some of the lowest monthlies in the neighborhood this unit is also great for investors! 99 John Lofts is a historic and Art Deco building built in 1933 by the same architects who gave NYC the Empire State Building – Shreve, Lamb and Harmon – and converted in 2008. This full service, luxury condominium features a 24 hour doorman, fully-equipped fitness center, a residents’ lounge with a fireplace, pool table, screening room, games and kitchen, a 5th floor Zen garden with grills, and a phenomenal landscaped rooftop terrace with panoramic views. Public transit is a breeze with the Fulton Street Station a short distance away and the 2, 3, 4, 5, A, C, R, W, J, Z and PATH trains nearby. Travel by water taxi with Pier 11 nearby, and soak in the views on your way to Brooklyn, Queens, Governor’s Island, and even Rockaway Beach. The building is also only a short distance to parks, plazas, specialty and gourmet markets, fine dining, and local museums and attractions like South Street Seaport and Pier 17. Real estate taxes of $789/mo reflect a primary residence. The real estate taxes are otherwise $979/mo.
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $789 | $789 | $789 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,360 | $4,248 | $5,437 |
Total Monthly Payment | $5,241 | $5,129 | $6,318 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.