This fully refurbished multi-family building offers two distinct units - a spacious 3 bedroom plus loft 3 bath unit on the left and a 2 bedroom plus loft 2 1/2 bath unit on the right. Both feature elegant hardwood floors throughout, except for the carpeted lofts. The kitchens in each unit are custom-designed with granite countertops and stainless steel Samsung appliances, fully tiled for a modern touch. Woodburning fireplaces in the living area. All bathrooms have been completely remodeled with new tiling and high-end fixtures. Each unit is equipped with its own high-efficiency boiler, providing baseboard heating and on-demand hot water, ensuring comfort and efficiency. The property has been designed with flexibility in mind - both units are set up to be entirely independent but can easily be combined for larger living space if desired. Low-maintenance living is a breeze, thanks to new full vinyl windows and siding. Walk out the front door and take a stroll down the Valley Trail. The owner of the property is a licensed real estate agent in Vermont.
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $691 | $691 | $691 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,269 | $3,185 | $4,041 |
Total Monthly Payment | $4,052 | $3,968 | $4,824 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.